If you're dealing with an insurance claim in Colorado Springs and something feels off—maybe your insurer is dodging your calls, dragging out the process, or denying a claim that clearly should be covered—you could be facing what's known as insurance bad faith. In...
Insurance
What’s the Difference Between a Denied Claim and Bad Faith?
A denied insurance claim can feel like a punch to the gut—especially when the damage is real and the need is urgent. But not every denial is cut and dry. The term insurance claim denial vs bad faith matters because some insurers follow the rules, and others don’t. In...
How Do I Know When to File a Bad Faith Claim Against an Insurance Company?
Filing an insurance claim should bring peace of mind—not confusion, roadblocks, or unjustified denials. If you’ve experienced delays, vague responses, or a refusal to pay what you’re owed, you could face a bad faith insurance claim. This legal remedy empowers...
Examples of Bad Faith Insurance Claims and How to Recognize Them
When an insurer drags its feet, denies a valid claim, or avoids communication, it doesn’t just delay compensation—it creates real financial strain. Insurance is supposed to offer peace of mind, not more problems. If you’ve paid your premiums and played by the rules,...
Does Car Insurance Cover Snow Damage?
Winter brings picturesque snowfall, holiday festivities, and cozy nights by the fire — but it also comes with hazardous driving conditions and potential damage to vehicles. From icy roads to heavy snow accumulation, winter weather can take a serious toll on cars. But...
How Do Extreme Weather Events Impact Car Insurance Rates?
The frequency and intensity of extreme weather events, such as hurricanes, hailstorms, floods, and wildfires, are increasing due to climate change. These events can have a significant impact not only on the physical environment but also on financial systems, including...
Who Pays Personal Injury Claims in a Car Accident?
Car accidents can leave victims with a myriad of expenses, including medical bills, lost wages, and property damage. When it comes to personal injury claims, one of the most pressing questions is: who pays? Determining financial responsibility depends on a variety of...
Should I Take the Insurance Company’s First Settlement Offer?
After filing an insurance claim for damages, such as those resulting from a car accident, storm damage, or personal injury, you may receive a settlement offer from the insurance company. The initial offer can seem tempting, especially when you’re facing mounting...
Common Reasons Why Fire Insurance Claims Get Denied
Fire insurance is crucial for homeowners and businesses, providing a safety net in the event of devastating fires. However, navigating the claims process can be challenging, and many claims are denied, leaving policyholders frustrated and financially vulnerable. About...